Melissa "The Mortgage Maven" Breeland
Melissa Breeland, Loan Officer
902 Savannah Hwy
Charleston, SC 29407
Direct: (843) 725-6004
Cell: (843) 991-6532
PRE-QUALIFY FOR A HOME LOAN WITH MELISSA
I have been originating home loans for almost 8 years now and love every minute of it...well, maybe not every minute. I don't like the part about losing loans to my competitors. So I make sure that never happens!
I am an artist and writer when not earning a living as a Loan Officer but have found many ways to express my creativity while doing loans. Each transaction is a work of art and each client my personal muse.
In case you haven't noticed...the mortgage market has drastically changed since July of 2007 with the implosion of the "sub-prime" market. We are more limited in loan options than we have been in a very long time. The good news is that the time tested loan programs such as VA/FHA, State Housing and conforming conventional products are still available and interest rates are at historic lows.
You do need an expert to help navigate through your loan options, explain the new requirements and secure the best program and rates available. That's me!
Melissa's Favorites
COOL BUDGETING TOOLS
MY SISTER'S HOUSE ~ FAVORITE CHARITY
SEND A REAL GREETING CARD FOR FREE ~ FUN!!!
TESTIMONIALS
Questions about this site may be directed to: breelandm@residentialmortgagesc.com All rights reserved. 2007
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MORTGAGE BORROWERS' RIGHTS
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"We loved the way you related with us, you made us feel very special; like we were your only client.
When we went to closing, last Friday, we were very surprised, that you had lowered our monthly mortgage payment, $40.00. That was great!!!
Thanks again, We will be recommending you to potential buyers.” ~ Bob & Lisa Butters
Current Mortgage Rates for 08/08/2008 updated 10:30 am
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines.
The rates shown are based on average rates for our best qualified customers. Your individual rate may vary.
*Assumes a 20% down-payment on a loan amount of $200,000, with 1% closing cost, and estimated prepaid finance charges of $750. If the down-payment is less than 20%, mortgage insurance may be required and will affect your APR.
PROGRAM RATE APR*
CONV 30 YR FIXED 6.625% 6.721%
CONV 15 YR FIXED 6.250% 6.347%
VA/FHA 30 YR FIXED 6.500% 6.597%
SC STATE HOUSING 6.000% (OPTION III) 6.097%
