JULIA

JULIA CHISM

Julia Chism: “ With over 21+ years of experience in all aspects of mortgage lending, you can rest assured that my priorities are in the successful closing of your mortgage/real estate transaction. With such a large array of mortgage products available today, I will navigate through all options to find the product best suited for you or your client. As a hard working mother of two, I understand the value and pride received in home ownership. Therefore, I am committed to providing excellent service and the highest of ethical standards available in the mortgage industry. “

PRE-QUALIFY FOR A HOME LOAN WITH JULIA

JULIA'S FAVORITES

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SOUTH CAROLINA STATE PARKS

ALL RECIPES ALL THE TIME

MY FIRST CHOICE FOR CHRISTIAN GRAPHICS

141-B NORTH MAIN STREET

SUMMERVILLE, SC 29483

FREE ANNUAL CREDIT REPORT

MORTGAGE BORROWERS' RIGHTS

"Dear Julia,

Thank you for the article and presentation...you are a natural speaker ...very comfortable in front of a group. You taught me a thing or two and I have been selling real estate day in and day out for about 8 years now. Lets make this an ongoing class. Too bad we can't get some sort of credit hours for it...maybe we should talk to LLC. I feel that you know your business and you easily convey your message...so that that clients and the realtors you work with understand what needs to be done to close smoothly and on time." ~ Sherry Palmer - Realtor, ABR, The AgentOwned Realty Co. Summerville, SC

To Whom it May Concern:

I have been very fortunate to work with Julia throughout the year. My encounter with Julia have been nothing less than “top notch”; without a doubt, she epitomizes the meaning of a true professional. Julia is a highly skilled communicator and she possesses the ability to explain things to my clients and ensure they have an understanding of any financial related concerns. She always ensures that my client and I are comfortable every step of the way.

I have also conducted home buyer seminars with Julia as well, and the expertise she brings to the table is absolutely exceptional. Her knowledge as a lender combined with her outstanding personality and dedication to what she does every day, Make Julia a great asset to Residential Mortgage and AgentOwned Realty Co. Julia is the “BEST”!

Sarah Coleman-Lee, Realtor, e-PRO

AgentOwned Realty Co.

Main Street, Summerville

TESTIMONIALS

About Interest Rates

Due to market fluctuations, interest rates are subject to change at any time and without notice until you "lock-in" your rate. Please contact one of our Mortgage Loan Professionals to apply for a home loan.

Once you have been Pre-Approved you can "lock-in" in your rate by providing the following: a ratified contract, complete loan application and the necessary paperwork for loan approval.

Interest rates are also subject to credit and property approval based on secondary market guidelines, title and appraisal.

Please call Julia for Fast, Friendly, Free Pre-Approval, current Loan Programs and Current Interest Rates

“Let me tell you Julia and Misty are “AWESOME”! They do a terrific job and are a tremendous asset to Residential Mortgage of South Carolina. Keep up the good work.” ~Chuck Saleeby

As a Real Estate agent, I have many choices of who I would let handle my personal home loan, and my clients. I have chosen Julia Chism with Residential Mortgage of SC to take care of me and my clients. She has the experience and the knowledge to get my loans done in a timely and professional manner. My transactions with her have gone smoothly with no surprises, and she always keeps me informed on the status of the loans. I would highly recommend her for all of your mortgage needs.

Thank You,

SANDY SHORT

Julia,

Just wanted to email & thank you for your friendly, professional service throughout our loan process. You really made a usually very annoying process very easy for us--and in less than 4 weeks!!

Please feel free to pass our compliments on to your superiors--they should know what a great job you do!

We moved in this weekend, and are exhausted, but HAPPY!

Thank you and have a very happy 4th of July time off!

Annie & Chris Acree

Julia,

I want to take a moment to say "Thank You". Thank you that God has blessed you to be the loving, caring, dedicated person that you are. Words cannot express my gratitude for the great job you did with my client, Ellis Greene. As we know, this sale was on the verge of falling apart due to the lack of dedication from the previous lender Mr. Greene was using. But as always, Julia you picked up the stick and you ran with it. You ensured everything went smoothly and you ensured Mr. Greene and myself was kept informed every step of the way. You turned my clients frown :-( to a smile :-). Thank you Julia. You are truly blessed and highly favored. The ability you have to work with others is not the work of an average lender. You go a step above the rest. You are "phenomenal" and my words along cannot express the value you bring to AgentOwned. It is truly my pleasure to work with you! Thank you for assisting me with another "happy" client. ~ Sarah D. Coleman-Lee, ABR, e-PRO

(USAF Retired)

AgentOwned Realty Co.

Julia Chism, Loan Officer

141-A N. Main Street

Summerville, SC 29483

wk ph 843-261-7183

cell phone 843-330-7575

efax 843-725-2906